Strengthen Your Financial Foundation. Secure the Funding You Deserve.
From credit repair to business loans and funding strategies, we empower businesses to improve financial stability and access the capital required to grow sustainably.
Financial Clarity That Fuels Business Growth
Every business needs strong financial footing — not just to survive, but to expand with confidence.
At The Grayer Firm, our Credit & Funding services help entrepreneurs and small businesses repair, build, and leverage credit effectively.
We go beyond basic lending advice — offering a full suite of financial consulting, credit restoration, and funding acquisition strategies that position your business for lasting growth and credibility.
Our goal: To ensure your business is financially prepared to seize opportunities without unnecessary barriers or risks.
What We Offer
Credit Repair & Optimization
We identify inaccuracies, disputes, and gaps in your business and personal credit profiles, helping you restore and enhance your creditworthiness.
Business Funding Assistance
We connect you to lenders, investors, and funding programs that align with your goals, ensuring you receive the right kind of financial support without overexposure to debt.
Debt Management & Restructuring
We help businesses regain financial balance by creating structured debt repayment and consolidation plans that improve cash flow and stability.
Lending Documentation & Advisory
Our experts assist with preparing financial statements, projections, and loan applications — ensuring your documentation meets lender expectations.
Credit Education & Financial Coaching
We provide personalized education on managing credit responsibly, understanding credit scores, and maintaining long-term financial health.
How we work
The Path to Financial Empowerment
01. Financial Assessment
We conduct a detailed review of your credit reports, cash flow, and funding needs to establish your current financial standing.
02. Credit Repair & Strategy Development
We resolve inaccuracies, build a positive credit profile, and design a strategy to position your business for optimal funding opportunities.
03. Funding Sourcing & Application Support
We match you with lenders, grants, or investors that align with your goals and guide you through every step of the application process.
04. Implementation & Monitoring
Once funding is secured, we provide continued support, helping you manage repayment, sustain strong credit, and prepare for future opportunities.
Real-World Results
Scenario
A retail startup needed $75,000 in funding to expand operations but faced rejection due to poor credit.
Our Approach
We corrected credit inaccuracies, optimized their debt-to-income ratio, and prepared strong financial statements for lender review.
Result
Within four months, the business secured full funding and achieved a 60-point increase in their business credit score, opening the door for future capital access.